France : +33 9 72 52 63 17 (local rate) | CAMEROON : +237 692 867 036 | CHAD : +235 66 29 02 99 | IVORY COAST : +225 202 528 50
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YOUR DAILY DIASPORA SANTE BENEFITS

Choice

You have the choice to protect the health of your loved ones in Africa with a wide range of benefits to suit your needs and budget. If you live in Africa, you can benefit for yourself.


Efficiency

efficiency Online quotation and subscription in 5 minutes. Secure payment and electronic signature of the contract. Third-party payment health card available within 24 hours.


Easy payment

Choose your payment frequency according to your budget. Several payment methods adapted to your purchasing habits are available


Local support and advice

Customer advisors in France can help you during the subscription process and remain your contacts throughout the life of your contract.


HOW DOES IT WORK?

It's very simple

  • 1You take out health insurance for your relatives in Africa and choose how often you want to pay your contributions.
  • 2

    Each beneficiary receives a third-country health card in the country, which allows him or her to receive treatment without having to pay in advance in our agreed health care network (private clinics, public hospitals, pharmacies, medical analysis laboratories, dental surgeries, ophthalmologists' offices.

  • 3

    The beneficiaries only pay the remaining 20% of the cost of the insurance or deductible. The care centre will charge us for the remaining 80%.

Consult the care network

Products

Consult our Products

Diaspora Santé

DIASPORA SANTE

HEALTH INSURANCE FOR RELATIVES IN AFRICA


No advance payment, with medical evacuation to France

From


9,67 € HT/month

Discover>>
Free quote
SmartRapat

SMARTRAPAT

REPATRIATION OF BODY INSURANCE FOR AFRICA

Last return to the country without advance payment of costs, to the city of burial

Annual bonus



30 € /person

Discover>>
Free quote
SmartAndGo

SMARTANDGO

MULTI-TRIP INSURANCE FOR AFRICA

Protect yourself once or several times a year

Annual bonus



45 € /person

Discover>>
Free quote

Tariff

Consult our Diaspora Sante rates

The contributions below are for individuals under 21 years of age. For those over 21, the fee may be different. Get a free quote on the site to get the exact amount of your contribution.

LIBERTE*

9,67€ / month

  • For protection in the event of illness or accident for essential expenses in public and church hospitals
  • Hospitalization centres
  • Consultation and care centres
  • Laboratory analysis and technical medical procedures
  • Dental care
  • Optics
  • Delivery and maternity expenses
  • Ambulance transport
  • Third-party payment service
  • MAXIMUM ANNUAL AMOUNT PAYABLE
    2 280 €
    i.e.
    1 500 000 XAF
  • Show +

QUIETUDE*

12,64€ / month

  • For protection in the event of illness or accident for essential expenses in public and church hospitals
  • Hospitalization centres
  • Consultation and care centres
  • Laboratory analysis and technical medical procedures
  • Dental care
  • Optics
  • Delivery and maternity expenses
  • Ambulance transport
  • Third-party payment service
  • MAXIMUM ANNUAL AMOUNT PAYABLE
    7 600 €
    i.e.
    5 000 000 XAF
  • Show +

ESSENTIEL

31,80€ / month

  • For protection in the event of illness or accident for unavoidable expenses throughout our healthcare network, including private clinics
  • Hospitalization centres
  • Consultation and care centres
  • Laboratory analysis and technical medical procedures
  • Dental care
  • Optics
  • Delivery and maternity expenses
  • Ambulance transport
  • Third-party payment service
  • MAXIMUM ANNUAL AMOUNT PAYABLE
    15 000 €
    i.e.
    10 000 000 XAF
  • Show +
Recommanded

BIEN-ÊTRE

44,44€ / month

  • For protection in the event of illness by an extension of basic care abroad. Includes the ESSENTIAL package, plus benefits for treatment abroad
  • Evacuation abroad
  • Hospitalization centres
  • Prescriptions during hospitalisation, ambulance transport during hospitalisation
  • Accomodation and medical fees
  • Private room
  • Intensive care and reanimation
  • Repatriation
  • Third-party payment service
  • MAXIMUM ANNUAL AMOUNT PAYABLE
    30 000 €
    i.e.
    20 000 000 XAF
  • Show +

CONFORT

46,26€ / month

  • For protection in the event of illness by an extension of basic care abroad. Includes the ESSENTIAL package, plus benefits for treatment abroad
  • Evacuation abroad
  • Hospitalization centres
  • Prescriptions during hospitalisation, ambulance transport during hospitalisation
  • Accomodation and medical fees
  • Private room
  • Intensive care and reanimation
  • Repatriation
  • Third-party payment service
  • MAXIMUM ANNUAL AMOUNT PAYABLE
    50 000 €
    i.e.
    32 000 000 XAF
  • Show +

SERENITE

48,28€ / month

  • For protection in the event of illness by an extension of basic care abroad. Includes the ESSENTIAL package, plus benefits for treatment abroad
  • Evacuation abroad
  • Hospitalization centres
  • Prescriptions during hospitalisation, ambulance transport during hospitalisation
  • Accomodation and medical fees
  • Private room
  • Intensive care and reanimation
  • Repatriation
  • Third-party payment service
  • MAXIMUM ANNUAL AMOUNT PAYABLE
    75 000 €
    i.e.
    50 000 000 XAF
  • Show +

As taxes vary depending on the country where our insurance is distributed, our rates are shown exclusive of tax. The annual ceiling is the maximum amount that each beneficiary can consume per year, not to be confused with the contribution amount.

*Only available to our beneficiaries in Cameroon for the moment.

DIASPORA SANTE IN AFRICA IN FIGURES


HEALTH CENTRES

PHARMACIES


BENEFICIARY FAMILIES


F.A.Q

Discover here the answers to your most frequently asked questions

  • Nothing could be easier. For all our insurances, everything can be done on our website or by phone: quote, contract, payment, electronic signature of the contract. Everything is quick and easy and can be done in a few minutes. No need to travel (we already have subscriptions from 15 countries: France, Germany, Canada, USA, etc.), so there are no mailing costs and no waiting for mail. You receive all your documents automatically by email..

  • In all our packages, the beneficiary receives a third-party health card with no advance payment of 80% of the costs. They therefore only pay 20% of all health care services: consultation, hospitalisation, pharmacy, analysis, dental, optical, ambulatory transport, etc. He/she can choose to be treated anywhere in the country thanks to our health care network (public hospitals, private clinics, pharmacies, etc., depending on the plan chosen).

    For example, if a person goes for a consultation with a general practitioner that costs about 10,000 CFA francs in a clinic, he only pays 2,000 CFA francs. The remaining 8,000 CFA francs are billed directly to us by the clinic via our local partner.

    Superior plans (Confort, Bien-Être et Sérénité) also allow for medical evacuation to France if the person cannot be treated locally (in this case 100% coverage).

    To get a free, no obligation quote in less than 5 minutes :


  • Our algorithm calculates the exact price of your health insurance and that of your beneficiaries in order to offer you the fairest price possible. The elements taken into account are notably the country or the age of the beneficiaries. We invite you to We therefore invite you to get a free, no-obligation quote to find out the exact budget. As an indication, the entry fee for a person under 21 years of age in the Liberté formula is €9.67 (excl. VAT) per month, in the Quiétude formula €12.64 (excl. VAT). Quiétude formula 12.64€ HT/month, in Essentiel formula 31.80€ HT/month. Not all packages are available in every country.

    To get a free, no obligation quote in less than 5 minutes


  • After signing your Diaspora Health insurance contract, your beneficiary automatically receives an SMS inviting him/her to meet our medical advisor. This visit is free of charge and allows to fill in the medical questionnaire sent and thus validate the contract. The medical advisor then gives the information to go and collect the third party payment card (only 15 minutes after the visit for Cameroon!). For the Ivory Coast, an identity photo will be necessary to launch the creation of the card.
    The beneficiary can now use the card for treatment !

  • We are a French company and it is therefore French law that applies when you subscribe online. You have 14 days to change your mind from the moment you sign the contract to retract. Only cancellation fees may be applied depending on the insurance product subscribed .

  • Diaspora Santé, specialist in health insurance in Africa, is part of the AFG group created by Mama Mfomegnam, himself part of the Cameroonian diaspora. French insurance brokerage company created in 2015, we are registered with the ORIAS and are therefore controlled by the ACPR Banque de France.
    The platform www.diasporasante.com was created so that you can take out insurance for yourself or your loved ones in Africa, wherever you are in the world. Health is a fundamental human right, every person must have the possibility to subscribe to a health insurance. Our solutions have been designed so that the maximum number of people in Africa can have quick access to a quality health care network to be well cared for every day.

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What our customers say about us

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